Critical Illness

You may be healthy today but tomorrow might not be the same for you. Critical illness insurance can complement the medical and disability income coverage for the insurer and can reduce the financial burden on the person which has happened due to the critical illness by offering lump-sum money so that the individual can pay the additional expenses incurred.

With so many advancements in the medical science, the chances of survival and recovery from any critical illness like cancer, stroke or heart attacks have improved considerably. The majority of the medical plans have the coverage for the hospital and medical expenses but that might not be enough to pay for the transpiration to the treatment centers, childcare and others.

The conditions that get covered by the critical insurance coverage are as follows –

  • heart attack,
  • heart valve replacement,
  • cancer,
  • loss of limbs,
  • bypass surgery,
  • stroke,
  • loss of speech,
  • major organ transplantation,
  • Parkinson’s disease,
  • multiple sclerosis,
  • kidney failure,
  • paralysis,
  • severe burns,
  • benign brain tumor coronary angioplasty,
  • blindness, deafness, coma,
  • early stage of prostate cancer,
  • ductal carcinoma in breast and others